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Dental Medicine, Nursing and Pharmacy
Several excellent sources of funding are available to students in the above colleges from the U.S. Department of Health and Human Services. These funding sources include the Health Professions Loan (HPL) Program, the Nursing Student Loan (NSL) Program, and Loans for the Disadvantaged Students (LDS).
The Health Professions Loan (HPL) Program offers loans to Dental Medicine and Pharmacy students needing financial assistance. The interest rate is 5%. Repayment may be deferred during periods of residency.
The Nursing Student Loan (NSL) Program provides long-term, low-interest rate loans to full-time and half-time financially needy students pursuing a course of study leading to a baccalaureate or graduate degree in nursing.
Loans for Disadvantaged Students (LDS) are federal loans at 5% interest made to students enrolled in Dental Medicine who meet the HHS guidelines for being from a "disadvantaged background."
Important Note: With the exception of students in the College of Nursing, sources of funding from the federal Health and Human Services programs require that the "Parental Data" sections of the 2022-2023 Free Application for Federal Student Aid (FAFSA) or the Renewal FAFSA must be completed regardless of whether you are classified as a DEPENDENT student or an INDEPENDENT student for other types of federal financial aid.
If you intend to apply for a Health and Human Services loan, you will need to provide your parents' information using the IRS Data Retrieval Tool (DRT). Your parents will need their own FSA ID to access the IRS website. If your parent(s) do not have a FSA ID or need to request a duplicate FSA ID, they can apply for one by going to: https://fsaid.ed.gov/npas/index.htm
If you are unable to use the IRS DRT, please request a 2020 IRS Tax Return Transcript at: https://www.irs.gov/individuals/get-transcript